Our Story

J Money was born from a simple idea by a farm boy from northern Ohio.   Founder Joel M. Oney (aka J Money) wanted to provide a financing solution for his friends in the portable building industry.  What started as a single leasing product has now evolved into multiple financing and payment solutions for craftsmen across the home improvement industry.  

J Money combines Joel’s 25 years of banking experience and his passion for historic home renovations into a mission driven business: Helping craftsmen grow their business with payment solutions.