Craftsmanship Made Affordable.

Grow Your Contracting Business with Easy Financing. You know the demand for home improvement is strong, but finding customers ready to pay entirely out-of-pocket is tough. Home improvement loans are made by Cross River Bank, Member FDIC, Equal Housing Lender, and serviced by Upgrade.

Home Renovations can be expensive.
With J Money, you convert prospects into satisfied buyers.

Kitchens
Bathrooms
Decks
Garages
Portable Buildings
Windows
Roofs
Siding
Flooring
& Much More

By partnering with J Money, you can:

Overcome Price Objections

Help customers who don’t want to deplete their savings.

Close Bigger Deals

Make premium upgrades affordable with predictable monthly payments.

Simplify the Process

Offer financing in an easy, convenient, and hassle-free way.

Back view of anonymous male in dirty clothes renovating walls in home while holding lamp
A sleek and modern kitchen interior featuring a skylight, island, and stainless steel appliances.

Our Process

Home Improvement Loans are made by Cross River Bank, Member FDIC.

FAST, EASY, PAPERLESS