Your Land. Our Loan.
Welcome to FarmerFi, the farmland finance division of J Money. We are your advocate for flexible capital for farmland purchases, refinances, and lines of credit.
Farmland Loans, Delivered Differently
With 25 years of executive agricultural banking experience, we know exactly how traditional lenders operate. At FarmerFi, we are farmland loan experts; and we are your advocates. We leverage our deep relationships with top-tier institutional partners to structure your debt perfectly, secure the best terms, and get you back to your business.
We handle the heavy lifting of packaging your financials and finding your best lender.
Our Core Lending Solutions
01.
Farmland (and Woodland) Purchases & Expansion
Whether you are buying your first farmland parcel, purchasing woodland, bidding at an auction, or expanding your operational footprint, we provide highly competitive, long-term financing to help you secure your ground.c
02.
Strategic Refinancing
Stop overpaying. We help farmland owners restructure existing loans to improve cash flow, consolidate high-interest notes, or adjust loan lengths to decrease payments.
03.
Farm Equity Lines of Credit (FELOC®)
The ultimate “Dry Powder” for your operation. Unlock the equity in your land to create a flexible reserve of capital. A FarmerFi FELOC® gives you the unrestricted cash you need to seize discounts, to bid confidently at an auction, or act fast on real estate opportunities—A long-term commitment without applying for a new loan every time.
Backed by J Money, LLC
FarmerFi operates as the dedicated agricultural arm of J Money, LLC. Led by Joel M. Oney, our firm brings decades of commercial and agricultural banking expertise to the table. We believe in building wealth for our clients through smart leverage, deep industry knowledge, and absolute integrity.