Q&A

Sometimes called rent to own, the Lease Purchase has the goal of ownership after the payments are completed.  Unlike rent to own, the J Money Lease Purchase results in ownership for over 95% of our customers.

Similar to a storage unit, you make a lease payment for a specified period of time.  Unlike a storage unit, the building is located on your property, and it is yours upon completion of the payments!

No problem.  We will come pick up the building with no impact on your credit.  It’s a lease, not a loan.

Find a building and payment plan that fits your situation.  Complete the online Lease Purchase forms or complete the forms with your dealer.  Make the initial payment.  The initial payment requirement can be as low as two payments.  The first monthly payment and a security deposit equal to one payment are due up front.

The payment will vary depending on the cost of the building, the length of the lease, the tax rate in your county and other factors.  See our payment calculator: “BUTTON” linking to payment calc.

No.  Similar to leasing a storage unit or an apartment, there is no interest rate.  This is a lease, not a loan.  Different from most leasing plans, you will own the building at the end of the lease.

Yes, early payoffs in full can be made anytime.  Extra payments that do not pay off the lease in full will be held in a reserve account to be used toward the full payoff.

The first payment is due in 30 days after the building is delivered and monthly thereafter.  You will receive a monthly invoice by mail and email.

Automatic ACH payments are the most advantageous.  However, checks, money orders and credit/debit cards are also accepted by mail, phone or at our online payment portal.